In recent years, with the increase of personal wealth in China, the third party finance is gradually into public view. People, however, the concept of financial planning is not accurate, many people on the financial markets did not understand a variety of financial products and services. The rise of third-party financial market rich service content of the financial market in China. Although the third-party financial services in China in recent years gradually arisen, far-reaching impact on the traditional financial services, but some deficiencies still exist in the process of our development. In the long run, this will be the indispensable important part of the financial markets, the development process will be tough. Only solve these problems, clear the third-party financial market in our country's financial market development obstacles. So as to further perfect China's financial markets. This article first to the third party financing has made the explanation and elaboration, present situation and problems in the development of our country are analyzed, and accordingly puts forward personal advice. In recent years, with the increase of personal wealth in China, the third party finance is gradually into public view. People, however, the concept of financial planning is not accurate, many people on the financial markets did not understand a variety of financial products and services. The rise of third-party financial market rich service content of the financial market in China. Although the third-party financial services in China in recent years gradually arisen, far-reaching impact on the traditional financial services, but some deficiencies still exist in the process of our development. In the long run, this will be the indispensable important part of the financial markets, the development process will be tough. Only solve these problems, clear the third-party financial market in our country's financial market development obstacles. So as to further perfect China's financial markets. This article first to the third party financing has made the explanation and elaboration, present situation and problems in the development of our country are analyzed, and accordingly puts forward personal advice.