Along with our country economy fast and steady growth, economic system is progressively and perfect, the development of small and medium-sized enterprises have received increasing attention. Although these years, small and medium-sized enterprises in the position in national economy had great progress, but still existing a lot of problems, especially the problem of financing greatly hindered the development of small and medium-sized enterprises, it has increasingly become the enterprise survival and the development "bottleneck", is not only the main obstacles to starting a new business, is also enterprises bigger and stronger "stumbling block". This paper aims to the small and medium-sized enterprise financing present situation analysis, reveals the cause of our country small and medium-sized enterprise financing, and puts forward some methods to solve. Along with our country economy fast and steady growth, economic system is progressively and perfect, the development of small and medium-sized enterprises have received increasing attention. Although these years, small and medium-sized enterprises in the position in national economy had great progress, but still existing a lot of problems, especially the problem of financing greatly hindered the development of small and medium-sized enterprises, it has increasingly become the enterprise survival and the development "bottleneck", is not only the main obstacles to starting a new business, is also enterprises bigger and stronger "stumbling block". This paper aims to the small and medium-sized enterprise financing present situation analysis, reveals the cause of our country small and medium-sized enterprise financing, and puts forward some methods to solve.