This paper focuses on the electronic commerce of our country under the environment of the main bank electronic current characteristics,impact,trend of development research.In the early nineteen sixties,the United States,Japan and other developed countries bank industry began the electronic bank building,the computer of this emerging scientific and technological achievements into the banking industry.After decades of development formed a line across the line,and even transnational banking management information system network,open type,all-around,round-the-clock electronic bank.
　　Our country the development of electronic banking,relatively developed industrial country seven steps later,begin from 70 time up to now only a short period of about thirty years of history,but the development of faster.At present,a number of large and medium-sized city bank electron to change construction has reached the level of developed countries.Electronic banking is perfected ceaselessly and develop,as the rise of network bank created good condition.At present,the network bank is the latest international banking service form,is also the domestic commercial bank in recent years the development and construction of new hot. 　　This paper focuses on the electronic commerce of our country under the environment of the main bank electronic current characteristics,impact,trend of development research.In the early nineteen sixties,the United States,Japan and other developed countries bank industry began the electronic bank building,the computer of this emerging scientific and technological achievements into the banking industry.After decades of development formed a line across the line,and even transnational banking management information system network,open type,all-around,round-the-clock electronic bank.
　　Our country the development of electronic banking,relatively developed industrial country seven steps later,begin from 70 time up to now only a short period of about thirty years of history,but the development of faster.At present,a number of large and medium-sized city bank electron to change construction has reached the level of developed countries.Electronic banking is perfected ceaselessly and develop,as the rise of network bank created good condition.At present,the network bank is the latest international banking service form,is also the domestic commercial bank in recent years the development and construction of new hot.