The length of maturity above one year, January 1 will start date's of from each time datum rate adjustment next year, (for example datum interest rate will pass through two time or above two times after this adjustment's datum interest rate in a calendar year adjusts, last time will adjust datum interest rate by this calendar year in the interest rate fluctuation proportion which for standard) and the above first treaty will decide to determine and to carry out the new interest rate. The length of maturity above one year, January 1 will start date's of from each time datum rate adjustment next year, (for example datum interest rate will pass through two time or above two times after this adjustment's datum interest rate in a calendar year adjusts, last time will adjust datum interest rate by this calendar year in the interest rate fluctuation proportion which for standard) and the above first treaty will decide to determine and to carry out the new interest rate.